Someone hit my car and drove off in Ontario: what to do

If another driver hits your car and leaves, you still have to deal with the police report and your insurance. Here's what to do, in order.

1. Make sure everyone is safe

If anyone is hurt, or the cars are blocking traffic in a dangerous spot, call 911. Durham Regional Police, for example, tell drivers to call 911 if their vehicle is struck and the other driver doesn't stay. Don't chase the other car.

2. Write down everything while it's fresh

If you have a dashcam, lock the clip now. Our guide on saving dashcam footage explains how.

3. Report it to police

Under section 199 of Ontario's Highway Traffic Act, you must report a collision to police right away if anyone is injured or the damage appears to be more than $5,000. That amount went up from $2,000 at the start of 2025.

Driving off is an offence. Section 200 of the Act says a driver involved in a collision on a road must stay at or return to the scene and give their name, address, licence and insurance details on request. Leaving can mean a fine of $400 to $2,000, up to six months in jail, and a licence suspension of up to two years.

Even if the damage looks small, report a hit and run. Your insurer will likely want a police report.

Collision Reporting Centres in the GTA

If no one is hurt, police will often send you to a Collision Reporting Centre (CRC) instead of coming to the scene.

Hours and rules change, so check your police service's website before you go. Bring your licence, ownership and insurance.

4. Call your insurer

The Financial Services Regulatory Authority of Ontario says to report a collision to your insurer, broker or agent within seven days. When the other driver is never found, damage to your car is often covered only if you have collision coverage, and you'll usually pay the deductible. Ask your insurer what your policy covers.

5. Use your dashcam video

Tell the police and your insurer you have video, and give them the original file if they ask. See how to send dashcam footage to police.

You can also post the clip on BadDriver.ca. Other drivers can search the plate, and someone may recognize the car. Read the posting rules first.